Open Monday - Thursday, 7:00am - 3:00pm

payment

Payment and Insurance

New patients are expected to make all payments at the time of service, and we are happy to submit insurance claims on your behalf. As you become an established patient with a payment history, we may allow you to pay only the difference after insurance for your health and wellness visits. For restorative visits, a preauthorization can be obtained, and verified co-insurance amounts may be approved.

Our insurance coordinator will try to verify your dental insurance coverage and obtain your plan benefits once a dental insurance card is provided. Our office does not participate with any insurance network. However, we can electronically submit claims and preauthorizations to most insurance carriers with a prompt response and payment directly to the patient.

There are some Delta Dental insurance plans that do not honor assignment of benefits for an out-of-network provider; those Delta Dental patients must make payment in full for all services.

Your Dental Benefit Plan

Dental benefit plans are an arrangement with you/your employer to defray some of the costs of your care. The amount of the subsidy depends on your plan. Good plans will cover most services and base their reimbursement on your actual fee. Lesser plans will not cover some services, even if they are medically/dentally necessary, or will pay a fee based on a discounted amount of your actual fee. Furthermore, most plans limit their annual benefit to a rather small amount.

Please remember that the insurance benefit is based on what your carrier has told us; however, the entire fee is your responsibility. If a balance remains after 30 days, we will require payment from you. Any insurance payments received after you have paid will be refunded to you directly.

Our practice promises to provide you with state-of-the-art dentistry and the best preventative care possible, regardless of your insurance coverage. We will assist you in obtaining the maximum benefit from your dental carrier by verifying your benefits, obtaining preauthorizations, electronically filing claims and following up with your carrier on your behalf for any claims not promptly paid. Our business office will file claims to a secondary insurance carrier; however, any pre-authorized co-payments will be calculated on the primary insurance only.

Your patient portion can be paid using any of these payment options:

  • Cash or personal check
  • Credit card, including Visa, Mastercard, Discover or American Express
  • CareCredit medical/dental card: CareCredit offers interest-free payment plans for terms of six, 12 and 18 months.

No insurance?

Use any of these payment options:

  • Smile Advantage >>> LEARN MORE
  • Cash or personal check
  • Credit card, including Visa, Mastercard, Discover or American Express
  • CareCredit medical/dental card: CareCredit offers interest-free payment plans for terms of six, 12 and 18 months.
Dental Benefit Plan